Agribank Plus · API Integration & Protocol Analysis

OpenFinance / OpenBanking integration for the Vietnam market: VNPAY-QR, VietQR, account & statement synchronization, compliant deliveries.

Starting at $300
OpenData · OpenBanking · Protocol Analysis · VNPAY-QR / VietQR

Integrate Agribank Plus core capabilities into your systems quickly and securely

We provide compliance-reviewed protocol analysis, OpenAPI specifications, runnable SDKs and integration blueprints for Agribank Plus covering account queries, transfers, VNPAY-QR payments and transaction reconciliation.

Real-time account & transaction sync — Support for balances, transaction details, pending items and statement export (JSON / Excel / PDF), with filtering by date range and transaction type.
QR payments & acquiring integration — VNPAY-QR / VietQR scan payment simulation, merchant acquiring callbacks, refunds and settlement exports.
Payment security & authorization — Integration guidance and sample code for SoftOTP, FaceID/biometric authentication and device binding, supporting compliant multi-factor flows.
Merchant & e‑commerce scenarios — Bulk payouts, split-settlement, transaction notifications and automated reconciliation scripts.

Deliverables & Scope of Support

What we deliver

  • API specifications (OpenAPI/Swagger + example requests/responses)
  • Protocol & authorization flow analysis report (device binding, SoftOTP, callback signing)
  • Runnable source code (Node.js / Python / Go options) including Docker image
  • Automated test scripts, mock server and Postman collection
  • Compliance & data protection recommendations (including Vietnam-specific notes)

Example: Transaction statement query (pseudo)

// POST /api/v1/agribank/statement
Content-Type: application/json
Authorization: Bearer <ACCESS_TOKEN>

{
  'account_id': 'VN123456789',
  'from_date': '2025-09-01',
  'to_date': '2025-09-30',
  'page': 1,
  'page_size': 100
}

Response: {
  'status': 'OK',
  'transactions': [
    { 'txn_id':'TXN20250910001','date':'2025-09-10','amount':-150000.00,'currency':'VND','merchant':'Supermarket HCM','status':'SUCCESS' },
    { 'txn_id':'TXN20250912002','date':'2025-09-12','amount':5000000.00,'currency':'VND','merchant':'Salary','status':'SUCCESS' }
  ],
  'pagination':{ 'page':1,'total_pages':3 }
}

Common integration scenarios

Account opening / device binding, VNPAY-QR acquiring, internal/external transfers, reconciliation and settlement exports, automated statement reconciliation and exception alerts.

Integration steps (quick guide)

  1. Provide target app name (Agribank Plus) and integration requirements (e.g. transaction export, QR acquiring).
  2. We capture protocol traces and authorization flow snapshots (2–5 business days).
  3. Deliver API design and a mock server for customer acceptance of the API model (1–3 business days).
  4. Develop runnable SDKs and automated tests (3–10 business days, depending on complexity).
  5. Deliver documentation, deployment images and compliance recommendations; support third-party approvals if needed.

Compliance & risk controls

We perform protocol analysis only with client authorization or via public/official channels. All deliverables include data minimization strategies, KYC recommendations, logging and consent record templates to ensure compliance with Vietnam and international data protection requirements.

About us

We are a technical studio specializing in app integration and authorized interface implementations. Our team comes from mobile payments, banking and cloud backgrounds. We provide protocol analysis, OpenData integration, third-party payment connectivity and full-source deliveries.

  • Coverage of major global financial app authorization and interface patterns
  • Deliver runnable API source code, OpenAPI docs and test cases
  • Support for Android/iOS, Docker deployments and CI automation
  • Transparent pricing: starting at $300, delivery-first payment options available

Contact

For pricing, to submit the target app name and requirements (we only need the app name + integration needs), please visit our contact page:

View contact info

Delivery examples (technical list)

  • OpenAPI (yaml) + Postman collection
  • Node.js Express example and Dockerfile
  • Python client sample (requests) with unit tests
  • Mock server (for QA and third-party acceptance)
  • Compliance report and least-privilege data policy

Example: Initiate VNPAY-QR payment (pseudo)

POST /api/v1/agribank/qr/pay
Content-Type: application/json
Authorization: Bearer <MERCHANT_TOKEN>

{
  'merchant_id':'MCH12345',
  'amount':150000,
  'currency':'VND',
  'order_ref':'ORD20251001001',
  'callback_url':'https://your.service/webhook/agribank'
}

Response: { 'status':'PENDING','qr_payload':'000201010211...' }

// On webhook receipt, verify the signature and confirm the payment result
📱 Agribank Plus official features (collapsed)

Agribank Plus is a digital banking client developed by Agribank in partnership with Vietnam Payment Solution, aimed at providing one-stop mobile financial services for retail customers.

  • Account queries: real-time balances, transaction history and term/foreign-currency deposit management.
  • Transfers & bills: internal/external transfers, bulk transfers, VNPAY-QR / VietQR scan payments, billing and top-up services.
  • Savings & loans: open current/fixed accounts online, loan repayments and schedule management.
  • Lifestyle services: flight/train/bus/hotel bookings, VnShop purchases and medical appointment booking.
  • Security & UX: Soft OTP, Face ID, transaction limits, push notifications and device binding.
  • Commercial policies: support for free card issuance, free internal transfers and VietQR incentives.